GLOBAL'S VISION AND MISSION

      Third-party collection services play an integral role in our modern, credit-driven economy. In1995, GLOBAL CREDIT NETWORK, L.L.C. was created and designed to provide a unique collection and billing service to medical service providers, and others, who extend credit to their patients and customers. Since its formation, GLOBAL CREDIT NETWORK has established a proven track record as a professional and progressive collection agency, offering experience, skill, integrity and service for its clients and customers while maintaining the dignity and professionalism, which they deserve and demand. GLOBAL is dedicated to the concepts of efficiency and competitive advantage by remaining on the forefront of technology in the industry and eagerly welcomes the opportunity to provide effective collection expertise to its clients. GLOBAL is committed to providing its clients with effective, consistent performance designed to exceed expectations.

PUBLIC RELATIONS POLICY AND MANDATE

      Although the sole objective of a collection agency is to effect maximum recovery of outstanding accounts receivables, the management and staff of GLOBAL CREDIT NETWORK recognize the equally essential need of its clients to maintain and promote the dignity of its patients and the reputation of their institution. Accordingly, health care accounts receive special attention with regard to patient relations. Without compromising results, GLOBAL demands that its employees afford each and every debtor the level of respect that the client itself confers to the people who use its services and which the community expects from its medical caregivers. We consider ourselves to be representatives of your organization in dealing with the public and, as such, we are as concerned with maintaining your reputation and dignity with the public as our own. Indeed, our years of experience have taught us that maximum results are achieved in conjunction with maintaining good public relations and not through heavy-handed dealings with the patient or consumer. This attitude and policy translates into success in our business goal of account collection and success in our policy goal of maintaining the positive public image of our clients.

GCN'S MANAGEMENT TEAM

Our management team consists of individuals whose backgrounds include many years of experience in hospital and collections management and litigation.

Dominic Colangelo, Chief Executive Officer has 24 years of experience with the Adventist HealthCare System in a senior executive position. Mr. Colangelo graduated with a Bachelor's Degree in Business Administration from Columbia Union College and attended graduate school at Mount St. Mary's University. He served as Vice President of Operations for Washington Adventist Hospital. He served in this capacity until 1995, when he left to form GLOBAL CREDIT NETWORK. He also belongs to several health care related organizations including HFMA and ACA and serves as advisor to the Board of Directors of Chancellor Health Care, a senior living facility, based in Santa Rosa, California.

Diane Colangelo, President manages our long-term care efforts and directs the company's human resource department. She has a Bachelor of Science Degree from Columbia Union College and a Master of Arts Degree from Andrews University, Michigan. She is a Nursing Home Administrator currently licensed in Maryland and Delaware. Before forming GLOBAL CREDIT NETWORK, Ms. Colangelo spent seven years with Adventist HealthCare most recently as the nursing home administrator for Shady Grove Adventist Nursing Center in Rockville, Maryland. She is currently a preceptor and interim administrator for Chancellor Health Care in Delmar, Delaware and serves on the Board of Directors of Chancellor Health Care, Inc.

Ben Zachariah, Vice President of Business Development has over 25 years experience in Patient Financial Services both in for profit and non-profit institutions. Mr. Zachariah graduated with a Bachelor of Science Degree from Columbia Union College. He is a Certified Patient Account Manager (CPAM). Before joining GLOBAL CREDIT NETWORK, he was Director of Business Operations at Howard University Hospital. He was the Regional AR Manager for National Medical Care with responsibility for 10 Business Offices in the Mid-Atlantic area. He is a member of HFMA and AAHAM and served as its president for the National Capital Area Chapter for two terms. He is chairman of the legislative committee for the local chapter of AAHAM.